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Federal Retirement Early Estimator – Calculate Your MRA & Pension at Either Full Retirement Age or Early w/ Reduction

Check Early Retirement Eligibility

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Use our FERS retirement date calculator to determine the earliest date you can retire as a federal employee - whether at full pension or under an early retirement offer with reductions. Your retirement date is based on your Minimum Retirement Age (MRA), which is determined by your age and years of creditable service in the civilian federal workforce. This calculator also accounts for early retirement incentives, including deferred resignation offers and the MRA+10 penalty reductions if you retire early. Additionally, it factors in Military Time Buyback (if you have time you haven't bought back) which may allow you to increase your years of service and retire sooner with a higher pension.


Years
Months
Based on your entries, you have a minimum retirement age (MRA) of --. At that time you will have accumulated -- years of service as a federal employee.
You Are Eligible to Retire On:

--

Can You Afford To Retire On This Date?
Use the FERS Pension Calculator Below To Find Out.
Est. FERS Monthly Pension

--

*This amount includes a survivor benefit election of 50%, which is the default selection made for married federal employees.
Difference Between Today & Retirement

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Want More In Retirement?
Get The Retirement Roadmap Today

Federal retirement is a long and difficult road to navigate. But you're not alone on this journey!

  • Retirement Roadmap Includes, at No Cost to Current Federal Employees:
    • MRA Date (Minimum Retirement Age)
    • FERS Pension Calculation
    • SRS Qualification (Special Retirement Supplement)
    • Social Security Calculation for Age 62 & FRA
    • TSP Income Estimate & Maximization
    • CSRS (Civil Service) Retirement Options
    • Military Buy Back Calculation & Step-by-step
    • FEGLI Analysis Pre & Post-Retirement)
    • Health Insurance Eligibility & Costs
    • Medicare Step-by-step
    • Interim Pay Estimates
    • Terminal Leave Calculation
    • Survivor Benefit Overview
    • On Course for a Prosperous Retirement!
  • Make the most of your federal retirement. Request your Retirement Roadmap today.

*The Retirement Roadmap is available at no cost to current federal employees. MyFEDBenefits is a free resource for all federal employees to help them understand their unique beneifts package.

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